Tario
Tario helps you split shared costs fairly, organise household expenses clearly, and keep track of your own income and expenses in private.
Built with usability and privacy in mind: offline-first for everyday use, privacy-friendly for shared costs, and with a zero-knowledge architecture for personal finance where sensitive data deserves extra protection.
Tario is more than a travel expense app. It is designed for three everyday situations: travelling together, living together, and managing your own finances privately.
Track shared expenses on trips with friends or family, split costs transparently, and quickly see who owes what.
Organise shared living costs in a transparent way, whether you want to track a communal cash pool, household expenses, or each member’s contribution.
Keep an overview of your personal finances by recording your own income and expenses in one place, with extra protection for especially sensitive financial data.
Tario combines ease of use with a clear privacy standard, making the app practical, understandable, and trustworthy in everyday life.
Tario is designed for use without a permanent internet connection. That makes it useful while travelling and in everyday situations where connectivity is limited.
Privacy is not an afterthought. Tario is designed with a privacy-friendly approach to financial data and a deliberately careful architecture.
Whether you travel together, live together or want to manage your own finances, Tario keeps these use cases in clearly separated areas for better usability.
Tario is built with a strong focus on privacy. This matters even more in personal finance, where financial information is especially sensitive.
That is why Tario uses a zero-knowledge architecture for personal finance. This means your data is encrypted directly on your device. Not even we, the developers, can read your income or expenses. Your keys, your data.
Clear answers for people looking for a privacy-friendly app for travel expenses, flatshare costs, or personal finance.
Tario covers three areas: travel expenses for shared trip costs, home & flatshare for shared living expenses, and personal finance for tracking your own income and expenses.
Tario is built offline-first. Entries can be recorded without a permanent internet connection, which is especially useful while travelling. Synchronization happens automatically once you are back online.
In personal finance, Tario uses a zero-knowledge architecture. This means your data is encrypted directly on your device. Nobody except you – not even us developers – can read your income and expenses.
No. Travel is one important area, but Tario has also been specifically extended for home & flatshare and personal finance, to optimally manage household costs and private budgets.
Use Tario for travel expenses, household costs, and personal finance in one app that combines usability and privacy.